Citizens Bank Cd Rates

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It’s never too early, or too late to start saving for the future. At Citizens State Bank, we can help whether you’re ready to start a savings account, looking for a premium savings option or want to plan for retirement. We’ll help you select the right savings plan to help achieve your dreams.

Open a Certificate of Deposit (CD) with First Citizens bank and lock in a steady rate. Open your CD account online. Public Funds are not available for CD promotional rates. After you open your. Citizens Bank Deposit Account Interest Rates As of March 1, 2021. Type of Deposit Minimum Opening Deposit. Certificates of Deposit. CD - 91 days: $500: None: 3/6/20: 0.01%: 0.01%: CD - 182 days: $500: None: 3/6/20: 0.03%. You are about to leave the official website for Citizens Bank.

Savings Account

Rate Tier Minimum Deposit to Open Minimum Balance to Earn APY Interest Rate APY. Tier 1: $100: $0.25 - $24,999.99: 0.03%: 0.03%: Tier 2: $100 $25,000 - $99,999.99. $250,000 & Over. Fees May Reduce Earnings. Variable Rate Account - Rates may change after the account is opened. You must maintain a minimum daily balance of $1,000 to obtain.

An everyday savings account with low minimum balances.

Premium Money Market

Competitive rates for larger balances.

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Citizens Bank Cd's

The perfect plan if you want a basic account with a low minimum balance.

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Maximize your savings with our highest yielding savings account.

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Manage your health care expenses with a no annual fee HSA. A debit card gives you easy and convenient access to your HSA funds.

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Certificate of Deposits

If you’d like great rates and great choices on a Certificate of Deposit (CD), look no further. You can select from a variety of CDs depending on your needs and goals. We have term length options from 10 months to five years. You can also select regular CDs and IRA CDs. Check out current rates here.

A Unique CD Option

You can get an adjustable rate CD that breaks all the rules. Our Rule Breaker CD lets you:

Bump up your rate once during the term
Withdraw up to 50% with no penalty
Add to your CD

Citizens Bank Cd Rates Pa

Talk to us about how to start a CD today! See our current rates for more information or contact us.

Citizens Bank Cd Rates In Massachusetts

Checking Accounts

Account Type	Minimum Deposit to Open	Minimum Balance to Earn APY	Interest Rate	APY*
Advantage Checking	$50	N/A	N/A	N/A
Advantage Plus Checking	$1,000	$1,000	0.01%	0.01%
Smart Start Checking	$50	N/A	N/A	N/A
Cash Back Checking	$50	$1,000	0.01%	0.01%

Classic Money Market Account

Rate Tier	Minimum Deposit to Open	Minimum Balance to Earn APY	Interest Rate	APY*
Tier 1	$1,000	$0.25 - $24,999.99	0.03%	0.03%
Tier 2	$1,000	$25,000 - $99,999.99	0.05%	0.05%
Tier 3	$1,000	$100,000 - $299,999.99	0.09%	0.09%
Tier 4	$1,000	$300,000 - $499,999.99	0.13%	0.13%
Tier 5	$1,000	$500,000 and over	0.15%	0.15%

High Yield Indexed Money Market Account

Rate Tier	Minimum Deposit to Open	Minimum Balance to Earn APY	Interest Rate	APY*
Tier 1	$25,000	$0.25 - $99,999.99	0.10%	0.10%
Tier 2	$25,000	$100,000 - $199,999.99	0.10%	0.10%
Tier 3	$25,000	$200,000 - $299,999.99	0.10%	0.10%
Tier 4	$25,000	$300,000 - $399,999.99	0.10%	0.10%
Tier 5	$25,000	$400,000 and over	0.10%	0.10%

Savings Accounts

Account Type	Minimum Deposit to Open	Minimum Balance to Earn APY	Interest Rate	APY*
Advantage Savings Tier 1	$100	$0.25 - $4,999.99	0.02%	0.02%
Advantage Savings Tier 2	$100	$5,000 and over	0.03%	0.03%
Ca$h Savings Club	$10	$0.25	0.02%	0.02%

Certificates of Deposit (CDs)

Account Type	Minimum Balance	Interest Rate	APY*
Flexible Add-On (6-12 month terms)	$250	0.05%	0.05%
1 Year	0.10%
2 Year	$1,000	0.15%
3 Year	0.25%
4 Year	$1,000	0.35%

Individual Retirement Account (IRA)

Account Type	Minimum Deposit to Open	Interest Rate	APY*
Fixed Rate 6 Month	$100	0.05%	0.05%
Fixed Rate 1 Year	$100	0.10%	0.10%
Fixed Rate 2 Year	$100	0.15%	0.15%
Fixed Rate 3 Year	$100	0.25%	0.25%
Fixed Rate 4 Year	$100	0.35%	0.35%

Health Savings Account (HSA)

Rate Tier	Minimum Deposit to Open	Minimum Balance to Earn APY	Interest Rate	APY*
Tier 1	$100	$0.25 - $24,999.99	0.03%	0.03%
Tier 2	$100	$25,000 - $99,999.99	0.05%	0.05%
Tier 3	$100	$100,000 - $299,999.99	0.09%	0.09%
Tier 4	$100	$300,000 - $499,999.99	0.13%	0.13%
Tier 5	$100	$500,000 and over	0.15%	0.15%

*APY = Annual Percentage Yield
Fees may reduce earnings.

Checking, Savings, Money Markets & HSAs:

First Citizens Bank Cd Rates

Rates may change at any time

A penalty will be imposed for early withdrawal
Rates are subject to change at maturity