Credit Union Cd Rates
- Credit Union Cd Rates Ca
- Best Interest Rates
- Michigan Credit Union Cd Rates
- Credit Union Cd Rates In San Diego
carVehicle Loan Rates
My Certificate of Deposit (CD) is matured and I would like to transfer the funds to my checking account. Members can redeem their CDs at any Credit Union ONE branch or by calling Member Contact Center 800-451-4292. Interest Rates for Savings Products Knowing current interest rates is a good first step on the journey to financial ownership. Marine Credit Union posts interest rates as a convenience to our members as they make financial decisions. Rates as of 03/02/21.APY = Annual Percentage Yield. Minimum balance to open a CD is $500. A penalty may be charged for earlier withdrawal of a fixed term certificate or IRA. Fees may reduce earnings. Redwood Credit Union has been a trusted, and community focused credit union since 1950. We offer banking services to anyone in the North Bay/SF area.
*Annual Percentage Rate. Rates available are subject to credit approval and subject to change without notice. Rates shown include the 1% buy-down program discount and no additional discount is available beyond these rates. Additional conditions may apply. Rates are effective as of 11/16/20.
| Amount Financed | Annual Percentage Rate (APR) |
|---|---|
| New / Used Vehicle - Terms 60 months or less | As low as 2.99% APR* |
| New / Used Vehicle - Terms 61 months or greater | As low as 2.99% APR* |
| New / Used Vehicle - 5 Year Balloon | As low as 7.74% APR* |
| New / Used Motorcycle | As low as 6.24% APR* |
| New / Used ATV / UTV | As low as 6.74% APR* |
| New / Used Boat / Jet Ski / RV | As low as 5.49% APR* |
creditcardCredit Cards
*Annual Percentage Rate. Rates available subject to credit approval and subject to change without notice. Rates are effective as of 03/17/20. Application and Solicitation Disclosure (PDF)
| Card | Grace Period | Annual Fee | APR | |
|---|---|---|---|---|
| Visa Platinum | 5 Days | $0.00 | As low as Prime + 3.99% APR* | Currently: 7.24% APR* |
| Signature Card | 5 Days | $0.00 | As low as Prime + 6.49% APR* | Currently: 9.74% APR* |
redirectLoans
*Annual Percentage Rate. Rates available subject to credit approval and subject to change without notice. **Home Equity Line of Credit rate is Prime minus 1% APR*, with a floor of 3.00% APR. Rates are effective as of 11/16/20.
| Loan Type | Annual Percentage Rate (APR) |
|---|---|
| First Mortgage | Home Mortgage Loans |
| Home Equity Loan | As low as 2.74% APR* |
| Home Equity Line Of Credit | As Low as Prime minus 1% APR**. Currently 3.00% APR* |
| Signature | |
| Unsecured | As low as 9.99% APR* |
| Holiday / Vacation | As low as 9.49% APR* |
| Overdraft Protection | As low as 9.49% APR* |
| Share Secured | |
| 100% Secured | As low as 2.05% APR* |
| 50% Secured | As low as 3.05% APR* |
| Certificate Secured | |
| 100% Secured | 2.00% APR* above the Share Certificate |
Credit Union Cd Rates Ca
newspaper Jumbo Share Certificate
*Annual Percentage Yield. Certificate subject to penalty for early withdrawal. Penalty is 90 days interest for terms up to 18 months. Penalty for terms two years or greater is 180 days interest. Rates available as of 8/21/2020 and are subject to change.
CD Rates Disclosure (PDF)
| Period | Minimum Balance | Dividend Payment | Dividend Rate | APY |
|---|---|---|---|---|
| 1 Year | $100,000.00 | Monthly | .65% | .65% |
| 1 Year | $100,000.00 | At Maturity | .65% | .65% |
| 18 Months | $100,000.00 | Monthly | .75% | .75% |
| 18 Months | $100,000.00 | Annually | .75% | .75% |
| 2 Year | $100,000.00 | Monthly | .85% | .85% |
| 2 Year | $100,000.00 | Annually | .85% | .85% |
| 3 Year | $100,000.00 | Monthly | 0.95% | 0.95% |
| 3 Year | $100,000.00 | Annually | 0.95% | 0.95% |
| 4 Year | $100,000.00 | Monthly | 1.05% | 1.05% |
| 4 Year | $100,000.00 | Annually | 1.05% | 1.05% |
| 5 Year | $100,000.00 | Monthly | 1.14% | 1.14% |
| 5 Year | $100,000.00 | Annually | 1.14% | 1.15% |
charts IRA Share Certificate
*Rates available as of 8/21/2020 and are subject to change. Certificate subject to penalty for early withdrawal. Penalty is 90 days interest for terms up to 18 months. Penalty for terms two years or greater is 180 days interest. CD Rates Disclosure (PDF).
| Period | Minimum Balance | Dividend Payment | Dividend Rate | APY |
|---|---|---|---|---|
| 1 Year | $1000.00 | At Maturity | .60% | .60% |
| 18 Months | $1000.00 | Annually | .70% | .70% |
| 2 Year | $1000.00 | Annually | .80% | .80% |
| 3 Year | $1000.00 | Annually | .90% | .90% |
| 4 Year | $1000.00 | Annually | 1.00% | 1.00% |
| 5 Year | $1000.00 | Annually | 1.09% | 1.10% |
moneybag Savings Account
Best Interest Rates
*Annual Percentage Yield. Rates available as of 3/1/21 and are subject to change.
Truth in Savings Disclosure (PDF)
| Account Type | Minimum Balance to earn Dividends | Dividend Period | Dividend Rate | APY |
|---|---|---|---|---|
| Senior Share | $100.00 | Monthly | .10% | .10% |
| Club Accounts | $.01 | Monthly | .10% | .10% |
| IRA Accounts | $.01 | Monthly | .10% | .10% |
| Prime Share | $100.00 | Monthly | .05% | .05% |
analyticsMoney Market Accounts
*Annual Percentage Yield. Rates available as of 3/01/21 and are subject to change.
Truth in Savings Disclosure (PDF)
| Minimum Balance to earn Dividends | Dividend Period | Dividend Rate | APY |
|---|---|---|---|
| $1,000 - $9,999.99 | Monthly | .20% | .20% |
| $10,000 - $24,999.99 | Monthly | .20% | .20% |
| $25,000 - $49,999.99 | Monthly | .30% | .30% |
| $50,000 + | Monthly | .35% | .35% |
percent Step Rate Share Certificate
*Annual Percentage Yield. Certificate subject to penalty for early withdrawal. Penalty for terms two years or greater is 180 days interest. Rates available as of 8/21/20 and are subject to change.
CD Rates Disclosure (PDF)
| Period | Minimum Balance | Dividend Payment | Dividend Rate | APY |
|---|---|---|---|---|
| 2 Year | $1000.00 | Monthly | .70% | .70% |
| 2 Year | $1000.00 | Annually | .70% | .70% |
Michigan Credit Union Cd Rates
newspaper Regular Share Certificate
Credit Union Cd Rates In San Diego
*Annual Percentage Yield. Certificate subject to penalty for early withdrawal. Penalty is 90 days interest for terms up to 18 months. Penalty for terms two years or greater is 180 days interest. Rates available as of 8/21/2020 and are subject to change.
CD Rates Disclosure (PDF)
| Period | Minimum Balance | Dividend Payment | Dividend Rate | APY |
|---|---|---|---|---|
| 3 Months | $1000.00 | At Maturity | .30% | .30% |
| 6 Months | $1000.00 | At Maturity | .40% | .40% |
| 1 Year | $1000.00 | Monthly | .60% | .60% |
| 1 Year | $1000.00 | At Maturity | .60% | .60% |
| 18 Months | $1000.00 | Monthly | .70% | .70% |
| 18 Months | $1000.00 | Annually | .70% | .70% |
| 2 Year | $1000.00 | Monthly | .80% | .80% |
| 2 Year | $1000.00 | Annually | .80% | .80% |
| 3 Year | $1000.00 | Monthly | .90% | .90% |
| 3 Year | $1000.00 | Annually | .90% | .90% |
| 4 Year | $1000.00 | Monthly | 1.00% | 1.00% |
| 4 Year | $1000.00 | Annually | 1.00% | 1.00% |
| 5 Year | $1000.00 | Monthly | 1.09% | 1.09% |
| 5 Year | $1000.00 | Annually | 1.09% | 1.10% |
Home Equity Loan Rates
Term APR* Monthly Payment Per $10,000 Borrowed 1 - 60 mos. as low as 3.49% $181.87 61 - 120 mos. as low as 4.49% $103.59 121 - 180 mos. as low as 4.74% $77.73 *Annual Percentage Rate (APR) applies to Loan-to-Value (LTV) less than or equal to 80%. APR will not be less than 3.24% or greater than 6.49%. The interest rate you receive will be based on your credit history. Hazard Insurance is required. For loans over $150,000, Title Insurance is required. Loan subject to final approval. Terms and rates subject to change without notice and apply to loans in the 2nd lien position.
Home Equity Line of Credit
3.99% Variable APR Home Equity Line Amounts* Monthly Payment Examples $8,000 $100.00 $20,000 $147.86 $30,000 $221.79 *Annual Percentage Rate (APR) applies to Loan-to-Value (LTV) less than or equal to 80%. Home Equity Line of Credit is subject to a Variable Rate which is based on the highest Prime Rate as published in the Wall Street Journal and will be the rate 10 days prior to the first day of each calendar quarter of each year. Rate will never be less than 3.99% nor greater than 18%. The interest rate you receive will be based on your credit history. APR as low as Prime Rate - 0.01% Margin. Rates accurate since 04/09/20. Hazard Insurance is required. For loans over $150,000, Title Insurance is required. Line of Credit subject to final approval. Terms and rates subject to change without notice.
Auto Loans
Type Term APR Minimum Maximum New and Used 1 - 66 mos. as low as 2.99%* $3,000 $75,000 New and Used 67 - 75 mos. as low as 3.24%* $15,000 $75,000 New and Used 76 - 84 mos. as low as 3.99%* $20,000 $75,000 *APR=Annual Percentage Rate. The interest rate you receive will be based on your credit history. APR will not be less than 2.99% for new cars or used cars, or greater than 18.00%. Payment Example: Monthly payments for a $20,000 Auto loan at 2.99% APR for a term of 5 years would result in 60 monthly payments of $359.70. Satisfactory vehicle insurance required. Freedom Loans and Lines of Credit can't be refinanced and other conditions may apply. Terms and rates are subject to change without notice.
Credit Card Rates
Product APR* Cash Back Visa® as low as 10.65%* *APR = Annual Percentage Rate. Rates accurate as of 3/26/20. The total maximum unsecured debt per member is $30,000. Terms and rates are subject to change without notice. For Credit Cards, an eligible co-borrower will be required unless the Cardholder has independent means of repaying any credit extended. The interest rate that you receive will be based on your credit history.
Personal Loan Rates
Loan Type APR* Share Secured Loan 7.00% Personal/Signature Loan Fixed & as low as 8.99%** Term Share Certificate Secured Loan 7.00%*** Overdraft/Line of Credit Variable & as low as 10.15%**** *APR=Annual Percentage Rate. The maximum total unsecured debt per Member is $30,000. Terms and rates are subject to change without notice.
**The interest rate you receive will be based on your credit history. APR will not be less than 8.99% or greater than 17.99%. Loan minimum is $500. If you are refinancing a Freedom Loan or Line of Credit, a minimum of $500 in new borrowing is required.
***The greater of 7% APR or 2% above the Term Share Certificate rate.
****The interest rate you receive will be based on your credit history. APR will not be less than 10.15% or greater than 17.9%.
Checking & Savings Rates
Account Dividend Rate APY* Min. Deposit to Open Checking Earn some dividends Earn some dividends $0 Primary Savings 0.10% 0.10% $5 Club Savings 0.10% 0.10% $0 IRA Savings 0.10% 0.10% $0 Education Savings 0.10% 0.10% $0 Health Savings 0.05% 0.05% $0 Money MarketTier 1: $0 - $9,999.99 0.10% 0.10% $0 Money MarketTier 2: $10,000 and up 0.20% 0.20% $10,000 *Annual Percentage Yield. Dividends on IRA, Savings, Club, and Checking Accounts are computed monthly on average daily balances of $5 or more and posted monthly. The Money Market Account Tier 2 has a variable rate which will be greater than our regular savings rate, and subject to daily adjustments. Dividends will be paid monthly on the average daily balance, based upon the current tier level rates. Fees may reduce earnings. Regulations prohibit payment in excess of available earnings. The rate listed is the rate that the Credit Union anticipates paying as of 11/10/2020. Rates subject to change without notice and may change after account is opened.
CDs & IRA Rates
Term Annual Dividend Rate* APY** 6 mos. 0.30% 0.30% 12 mos. 0.50% 0.50% 18 mos. 0.55% 0.55% 24 mos. 0.60% 0.60% 30 mos. 0.65% 0.65% 36 mos. 0.75% 0.75% 48 mos. 0.80% 0.80% 60 mos. 0.90% 0.90% *Regulations prohibit payment in excess of available earnings. Penalty required for early withdrawal. Rates accurate since 2/21/21. Terms and rates are subject to change without notice. Fees may reduce earnings.
**APY = Annual Percentage Yield. A minimum deposit of $500 ($250 for Youth CD - 25 or younger) is required to open a CD. Rates are accurate since 2/21/21. Dividends are calculated by the actual daily balance method which applies a daily periodic rate to the balance in the CD each day. The Dividend Rate and APY at time of purchase are fixed and will be in effect for the term of the CD. Fees may reduce earnings. Terms and rates are subject to change without notice. For rates and fees, see our Rate and Fee Schedule.