Banking

How mobile deposit works

Explore these simple steps to deposit checks in minutes.

1. Download the Wells Fargo Mobile app to your smartphone or tablet.

2. Sign on to your account.

Guidelines
  • Use your mobile banking app and smart-phone camera to snap a picture of the front and back of a paper check, then electronically and securely deposit it into your account. You save time and hassles.
  • The key to mobile deposits is taking clear photos. Customers can take photos within the app, which often provides a frame to line up the image. Some apps, such as the one offered by Bryn Mawr.
  • Deposit checks securely from your mobile phone or tablet. We protect your information and never store your passwords or check deposit data and images on your mobile device. Get the Chase Mobile ® app How to get started.

See how easily you can deposit a check right from your smartphone — quickly, conveniently, and securely with mobile deposit and our mobile banking apps. With our standard funds availability, deposits completed before 10 p.m. ET on a business day will be available the next day at no charge. Mobile Deposit FAQs ».

3. Select Deposit in the bottom bar. Or, use the Deposit Checks shortcut.

1. Select an account from the Deposit to dropdown. If you have set up a default account, it will already be pre-selected.

Mobile Deposit Joint Check

2. If you want to create or change your default account, go to the Deposit to dropdown and select the account you want to make your default, then select Make this account my default.

1. Enter the check amount. Your account’s remaining daily and 30-day mobile deposit limit will also display on the screen.

2. Make sure the amount entered matches the amount on your check, and select Continue.

1. Sign the back of your check and write “For Mobile Deposit at Wells Fargo Bank Only” below your signature (or if available, check the box that reads: “Check here if mobile deposit”).

2. Take a photo of the front and back of your endorsed check. You can use the camera button to take the photo. For best results, use these photo tips:

• Place check on a dark-colored, plain surface that’s well lit.

• Position camera directly over the check (not angled).

• Fit all 4 corners inside the guides on your mobile device’s screen.

America

1. Make sure your deposit information is correct, then select Deposit.

Mobile Deposit

2. You’ll get an on-screen confirmation and an email letting you know we’ve received your deposit.

3. After your deposit, write “mobile deposit” and the date on the front of the check. You should keep the check secure for 5 days before tearing it up.

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Mobile Deposit Stimulus Check

Mobile Deposit

Mobile deposit is only available through the Wells Fargo Mobile® app. Deposit limits and other restrictions apply. Some accounts are not eligible for mobile deposit. Availability may be affected by your mobile carrier's coverage area. Your mobile carrier's message and data rates may apply. See Wells Fargo’s Online Access Agreement for other terms, conditions, and limitations.

How Does Mobile Check Deposit Work

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